Luke Air Force Base Real Estate Homes for Sale

Now that you know what a VA loan is, the next step is qualifying for it. You can qualify for a VA loan through a traditional bank either using your current bank or shopping around for alternatives. For your convenience, you can fill out this online form and we can pre-qualify you.

You are not completely qualified for the loan until your loan application is processed through the bank, however. The loan application process takes about 45 minutes and some items you'll need to bring with you to the loan application include:

• LES or retirement pay statement
• W2 for two years
• Two months' bank statements for all accounts
• Statements from mutual funds and/or investments
• Rental property lease agreements with two years' tax returns
• Credit card statements
• Current and prior landlords names and addresses
• Statement of service from commander or DD214 copy 4 if you're retired
• Two forms of ID, (Military ID, driver's license or Social Security Card
• Active duty soldier’s orders bringing them to Ft. Hood

These things are fairly standard with all banks and if you have them initially, it will reduce the time it takes to get your loan application approved. It will also keep you from having to make several trips to the bank. However, each loan institution is different and your circumstances may require additional documentation. The bank will pull a tri-merge credit report to aid them in your application approval, either charging for this at loan application or rolling it into their fees at the closing of the loan. Generally, the credit report fee is less than $100.